MoneyCoach: Budget Planner

MoneyCoach 11.4.5 improves everyday account, transaction, widget, and Overview workflows. WHAT'S NEW - Renew bank connections directly from account lists and the Overview account card when action is needed. IMPROVEMENTS - Improved account and transaction menus so useful actions are available in more places. - Refined the Daily Limit card with a cleaner layout and clearer remaining amount. - Improved widget spacing and support for additional widget sizes. - Polished sidebar spacing and the premium card on larger screens. - Improved handling for temporary bank-provider outages and stalled syncs. - Made bank reconnects and renewals better at matching the right accounts. FIXES - Restored Edit Account in transaction-list menus when viewing a specific account. - Fixed transaction lists opened from reports so the right actions stay available. - Fixed extra divider spacing in Overview expired-connection cards. - Fixed dark-mode modal backgrounds in banking and transfer flows.

This update focuses on more reliable bank connections and a smoother day-to-day experience. - Bank accounts refresh more reliably, so balances and transactions are less likely to look out of date. - Clearer reconnect prompts when a bank connection needs attention. - Search is back in account transaction lists. - New categories and subcategories are selected automatically after you create them. - The Daily Limit card is cleaner and easier to scan. - Fixed reconnect issues that could create duplicate linked accounts. - Updated wording and translations across the app.

WHAT'S NEW Smarter connected-bank syncing MoneyCoach now syncs connected-bank transactions more reliably, keeping pending, booked, and updated activity in step. Pending transaction filter Added a filter to review transactions that have not fully settled yet. Daily limit overview Added a redesigned daily limit card with clearer status and more polished controls. MoneyCoach AI Access on Mac Added a new Mac-only sidebar entry for MoneyCoach AI, giving eligible users a clearer way to set up read-only AI access to their MoneyCoach data. Goal Currencies New goals can now use a dedicated currency, so saving targets are easier to set up when the goal is not in your main app currency. IMPROVEMENTS - Bank setup now explains transaction history limits more clearly when a bank cannot import older activity. - Improved online banking refresh and renewal reliability, including clearer errors and better handling for updated transaction data. - Improved budget details with daily budget information, clearer overspent copy, localized category names, and refreshed details after transaction edits. - Improved Goal Coach with clearer guidance and quick insight cards for progress, timing, and next steps. - Refined goal, net worth, budget, and upcoming bills widgets with more consistent typography, backgrounds, spacing, and dark mode presentation. - Improved credit card details navigation after payments, transaction edits, and billing cycle drill-downs. - Improved CSV import, quick entry, and amount parsing. - Improved Mac Catalyst and visionOS screens. - New installs now use a refreshed deep blue default accent color. FIXES - Fixed duplicate imports that could happen immediately after connecting a bank. - Fixed connected-bank sync edge cases involving inactive, pending, and settled replacement transactions. - Fixed automatic What's New presentation so it does not appear during a brand-new user's first local app session. - Fixed transaction categorization so income and expense categories stay aligned with the transaction type. - Fixed category repair behavior for older or cached transactions with mismatched category types. - Fixed goal list refresh and edit flows so created, edited, reordered, and archived goals update more reliably. - Fixed goal end-date handling so selected dates stay valid. - Fixed custom goal currencies in widgets. - Fixed budget period, daily limit, and daily message behavior in several edge cases.

## What’s New - Account editing now updates save states and credit card reminders more immediately. - Transaction search now runs when tap the submit button, not on every keystroke. - Wallet/App Intent amount parsing now handles more decimal separators correctly. - Budget widgets now match the app more reliably, including totals, currency precision. - Budgets got several fixes for classic expense counts, duplicate suggestions, delete confirmations, and detail screens. - Online banking is smoother, with cleaner account headers and more reliable synced category handling. If MoneyCoach helps, please consider leaving a quick rating or review.

Here’s what’s new in this major new update: == All-New Budgets Budgets have been rebuilt from scratch with a cleaner design, faster navigation, and clearer progress at a glance. You can still keep your existing budgets, now available as Classic Budgets. == Category-Based Budgets Create budgets for specific categories and subcategories, like Groceries, Transport, or Dining Out. MoneyCoach tracks matching transactions automatically, so your budget follows your real spending. == Budget Details Open any budget to see spent money, remaining money, progress, and matching transactions in one focused view. It is much easier to understand where the month is going. == Rollover Budgets Unused budget can now carry forward. This helps longer-term spending plans feel less strict and more realistic. == New Budget Widgets & Watch Icons Budget widgets and Watch views now use cleaner category icons and colors. Your budget glance should feel as fresh as the new budget experience. == Better Bank Connection Feedback MoneyCoach now gives clearer feedback when you delete an online bank connection. You can share why a connection was removed, and the app handles the follow-up flow more smoothly. == More Realistic Demo Mode Demo Mode now includes a richer mix of accounts, budgets, and transaction history. It should feel closer to a real MoneyCoach setup while keeping your actual finances untouched. == Manage Subscription From Settings Settings now includes a clearer Manage Subscription entry where supported. It gives subscription management a more obvious home, without making you tap around like you are hunting for loose change. == Improvements - Improved Classic Budget periods so custom intervals, monthly ranges, days left, and older history line up more reliably. - Added a keyboard dismiss button to transaction entry for faster, calmer editing. - Made EU bank country search focus automatically so you can start typing right away. - Localized banking sync notifications so transaction updates use the right language more consistently. - Improved bank connection actions so deleting, renewing, and re-syncing connections are harder to interrupt mid-action. - Excluded transactions are safer to restore and update across the app. - Paywalls are now presented more reliably without duplicate modals. - Demo mode now includes more realistic budget and credit card activity. == Fixes - Fixed online banking navigation from the account list so the linking flow opens more reliably. - Fixed subscription setup so signed-in users are matched more reliably with their purchases. - Fixed manual backups in Demo Mode. - Fixed upcoming bills refresh when entering Demo Mode. - Fixed alternate app icons so they display more reliably. If MoneyCoach helped you feel a bit more in control of your money, a quick App Store rating helps us a lot.