Monarch: Budget & Track Money

- Added the ability to link a savings goal when adding a manual transaction, making it easier to connect goals and transactions in one step. - Reports now keeps your selected month when returning from a category drill-down, so your view stays consistent. - Household Income totals are now shown directly on the business cash-flow Sankey chart for better visibility. - The "Last 12 months" date range now matches the web, showing 12 completed months instead of a rolling window. - The cash-flow Sankey leftover label is now renamed from "Savings" to "Net Income" for greater clarity and consistency. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.

- Added a "By owner" option to spending and income reports, allowing multi-member households to compare spending and income per person. - Fixed an issue where the app did not immediately update when switching system themes (light/dark mode) while using the "System preference" appearance setting. - The Continue button for billing ZIP now stays visible above the keyboard during input. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.

- Cash Flow expense totals now show in green when a large refund results in net-positive expenses, matching the web version. - Faster and more reliable loading of goal activity for accounts with long histories. - Fixed discrepancies in budget summary numbers so remaining and rollover amounts now match the web version. - Users can now save receipts and transaction attachments directly to their device's photo library. - Deleting a transaction on mobile now asks for confirmation before it is removed. - Improved accessibility support for screen readers, making account rows, transaction rows, and icon buttons provide more useful context. - Fixed an issue where the keyboard could obscure parts of the screen when editing a budget amount. - Fixed onboarding layout issues to prevent scroll jumps and to keep the Continue button visible on small screens. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.

- Improved how legend tooltips are displayed for pie and bar chart reports, making them easier to read. - Added new features and enhancements to Cash Flow by including the Profit & Loss report. - Introduced updates in app settings to better support different types of business entities. - Fixed an issue where the net worth chart sparkle could become misaligned after interacting with the chart. - Fixed an issue that could cause validation errors after clearing updates while creating or editing a rule. - Cash flow report now shows the savings summary as a dollar amount by default, with the option to tap and view the rate. - Improved display of negative income numbers in reports for clearer understanding. - Added support for remembering expanded and collapsed rows in the Profit & Loss report, so your preferences are saved across sessions. - Fixed an issue where the call-to-action button was cut off in the reports announcement sheet on iPad. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.

- Fixed a crash related to color rendering in spinners and icons. - Fixed intermittent crashes when loading spinners are shown. - Improved keyboard behavior in the AI Assistant so that input and privacy messages stay aligned, and scrolling now dismisses the keyboard as expected. - Added new filters for owner, account, and tags to Cash Flow detail screens for category, category group, and merchant, making it easier to customize and analyze your cash flow. - You can now see owner and business entity information directly in account rows. - Dismissing the Getting Started guide now shows a message confirming it can be brought back from the Customize section. - The Reports cash flow page now automatically refreshes when returning from editing a transaction's category, ensuring your data is always up to date. - Recurring payments that were expected but did not post now appear in the monthly view with a special label, making them easier to track. - Core subscribers can now discover business tracking features from the Settings menu. - The signup survey and yes/no buttons now have improved contrast and styling in dark mode. - Improved accessibility in app onboarding, making Yes/No questions easier to use with screen readers. - Tapping a survey answer on the signup demographics screen now selects it in a single tap, even if the keyboard is open. - The sign-up, onboarding, and authentication screens now use sentence case for a more consistent and polished look. - Fixed bugs where changing dark/light mode (theme) during sign-up or while logged in would reset your navigation unexpectedly. You'll now stay on your current screen. - Enhanced pay down goal linking: bulk linking now clearly shows which transactions cannot be linked and provides helpful information. - Various behind-the-scenes improvements for smoother onboarding steps and more consistent UI elements. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.