Kontto: Personal Finance

Loans are now a contract type of their own, right next to financings — same screen, with the right wording for each. Two things that were missing for anyone paying off a loan: Partial payment. Paid less than the installment? The amount you paid is recorded on its own and the installment stays open with the rest — before, the remainder quietly disappeared from your cash flow. Interest and late fees. Add the extra charges on an overdue installment without changing the contract amount: clear the field and everything goes back to normal. The PDF report now lists partial payments too. Also in this version: the date you're asked for when creating a contract is now clear ("Next installment due date"), we fixed a crash when opening the welcome offer, transferring from the accounts list now opens with the account already picked, and syncing between devices carries new fields again. Thanks for using Kontto!

What's new in 1.0.40: • New spending calendar: a heatmap of your month, with Balance × Cash flow views to track your cash flow at a glance • Batch delete on the card bill: select multiple entries at once — including installment purchases, which remove the whole series with a confirmation • Bill reconciliation via OFX: besides PDF and notifications, you can now reconcile your card bill by importing the bank's OFX file • Overpaid your card bill? The excess automatically becomes credit on the next one • Analysis tab, your way: rearrange the cards and enjoy 5 new charts (spending pace, top expenses, savings, spending by weekday, and fixed × variable) • New "Card on closing month" option, for those who prefer to see the bill in the month it closes • Create income recurrences right from the Recurrences screen • Pull down on the Home screen to sync • Fixes: paid bills showing as overdue, Itaú and Nubank refunds, Mercado Pago bills with multiple cards, Bradesco PDF statements, and support for the new Gemini keys

What's new in 1.0.38 New • Income goals: set how much you want to earn each month and track your progress • Better Pockets: quick shortcut in the + button, guaranteed limit on cards (a linked pocket adds to your card limit), and pick where the money comes from when you save • Balance adjustments now support a back-date and a reason • Statement now shows your daily balance (Available), a running balance, and the projected balance for pending items • Financings and loans can now be filtered by tag and come with a PDF report • Notifications: reclassify pending items or save them straight into a pocket • Redesigned invoice screen, cleaner and better in dark mode • iPhone: faster receipt scanning and a lighter app Improvements & fixes • Forms are no longer dismissed by accident when you swipe • Fixed undoing invoice payments • Clearer error messages and a more stable app Thanks for using Kontto!

• Kontto is now available in English. • Stability improvements and small fixes.

Novidades desta versão: • Parcelamentos: nova opção de vê-los pelo valor total da compra. • Relatórios: detalhamento por tag, com as tags também nas exportações. • Faturas: data editável no pagamento. • Financiamentos: abatimento sem movimentar o saldo da conta, ideal para FGTS. • Lista de transações mais fluida e responsiva. • Correções de estabilidade e melhorias internas.