Budget Envelopes

- A bigger, smarter, more accessible Budget Envelopes This release is the biggest update in the app's history. New on-device Apple Intelligence in the places it matters, a completely redesigned AI chat, and a top-to-bottom rebuild for accessibility and readability. - Quick Capture with Apple Intelligence Tap the sparkle in Quick Add and just describe a transaction the way you'd say it out loud — "Spent $42 at Shell yesterday" or "Got $200 birthday gift" — and we'll fill in the amount, payee, envelope, and date for you to review before saving. All on-device. Nothing leaves your iPhone. - Scan a receipt Snap a photo and we pull the merchant, date, and total straight from the image. Privacy-safe — the OCR runs entirely on your iPhone using Apple's Vision framework. Smart envelope suggestions As you type a payee, we quietly suggest the best envelope with a confidence score. Tap to accept. We stay out of your way when we're not sure. Weekly insights A new dashboard card summarizes the week — what you spent, what changed from last week, which envelope ran hottest, one practical suggestion for next week. - Universal search A single search field across transactions, envelopes, payees, and savings goals. Reach it from the dashboard toolbar. - Undo for deletes Accidentally swiped a transaction? Tap Undo in the toast — we put it back, envelope balance and all. - Cover overdrafts in one tap When an envelope goes negative, the detail screen offers a one-tap cover from your largest-surplus envelope. - Per-envelope rollover, made visible The detail screen and envelope list now show exactly which carry-over rule is active — Roll Over, Cap At, or Zero Out. - New widget: Upcoming Bills Add it to your home or lock screen for a glanceable view of what's due in the next seven days. - Redesigned AI Budget Assistant We rebuilt the chat to feel like talking in Messages — blue bubbles for you, gray bubbles for the assistant, animated typing indicator, clean composer with voice input. - Bigger, more readable, more accessible Every screen has been rebuilt for Apple's accessibility guidelines: full Dynamic Type support all the way through the accessibility text sizes, monospaced digits in every transaction list so columns line up, full Dark Mode polish, Reduce Transparency support, WCAG AA contrast on every color chip, and VoiceOver labels throughout. The app is now noticeably easier to read for everyone — and dramatically better for users who rely on assistive technology. - Polish • Envelope cards animate when balances change, with a subtle haptic • Faster dashboard refresh on accounts with many transactions • Improved widget data accuracy Thanks for budgeting with us. If this update makes the app better for you, a quick review on the App Store really helps us out.

Savings Goals - Major Upgrade We completely redesigned Savings Goals based on your feedback! Here's everything new: • Cover Photos & Vision Board — Add a cover photo to any goal and create a vision board with up to 10 inspiration photos to keep you motivated • Auto-Contribute — Set automatic savings on a daily, weekly, bi-weekly, or monthly schedule. Contributions are added when you open the app • Reminders — Get notified when it's time to save with customizable reminder frequency and time • Milestone Celebrations — Hit 25%, 50%, 75%, or 100% and get a celebratory animation with haptic feedback • Savings Schedule — See exactly how much to save daily, weekly, bi-weekly, or monthly to reach your goal on time • Contribution Streaks — Track your saving consistency with weekly streak badges • Pin Goals — Swipe right to pin your most important goals to the top • Emoji Picker — Personalize each goal with a custom emoji • Redesigned Goal Detail — New hero section with progress ring, stat chips, contribution history with member avatars, and a sticky "Add Contribution" button that's always visible • Better Navigation — Added Done button so you can always get back from savings goals Bug Fixes & Improvements • Fixed issue where savings goals appeared to disappear for some users • Fixed AI Chat markdown rendering • Fixed income deletion issues • Improved CloudKit sync stability