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PhonePe UPI Payments, Loan App

Google Play·FinanceFree4.57 (14,066,897)launched 9.8y agoapp updated 26d agocharts in 5 countries
Scout Score
28

PhonePe UPI Payments, Loan App generates an estimated $0/month in revenue from 8.2M–33M downloads/month on Google Play, according to AppCurrents estimates (updated 2026-07-27).

Estimates updated 27.07.2026 · How we estimate · Ranges reflect model confidence, not exact figures.
Est. revenue / month$0
Est. downloads / month8.2M–33M
Estimate confidencelow
PricingFree
Rating4.57 ★ (14,066,897 ratings)
CategoryFinance
Released14.10.2016
App last updated01.07.2026
PlatformAndroid
Est. downloads / mo
8.2M–33M
Est. revenue / mo
$0
Rating velocity / day
2k
Chart velocity
Peak rank
Days tracked

Measured monthly estimate · Play installs · low confidence

About

PhonePe is India’s leading fintech app that simplifies your daily financial needs. From instant UPI money transfer and online recharge to buying insurance plans, investing in Mutual Funds and buying 24K Digital Gold, PhonePe is your all-in-one digital financial services platform. Money Transfer & UPI Payments Experience the power of BHIM UPI for instant bank transfers & payments. • Money Transfe…

Our take on PhonePe UPI Payments, Loan App

PhonePe is a free UPI payments and recharge app with 13.97 million user ratings and a 4.77-star average, distributed across estimated 6.1M–25M monthly downloads.

Working for it
  • Maintains a 4.767802-star rating across 13,973,595 user ratings, indicating sustained user satisfaction.
  • Released in October 2016, it has been operating for nearly a decade, suggesting established market presence in the fintech space.
  • Charts in 4 countries, indicating regional relevance beyond a single market.
Watch-outs
  • No monetization detected despite operating at scale, meaning the revenue model and unit economics remain opaque from store data alone.
  • Monthly download range of 6.1M–25M represents significant volatility, making it difficult to assess growth trajectory.

Trends & analysis

Chart rank trend

US · overall
Collecting rank historyno snapshots so far. Fills in twice daily.

Why it's surfacing

Scout 28
Momentum
38
Newness
3
Breakout
1

Ratings & velocity

★ +0.07 in window
Total ratings
14M14M
Jun 5Jul 11
New ratings / day
3k0
Jul 5Jul 11

Rating distribution

90% positive · 14M ratings
5
80%
4
10%
3
3%
2
2%
1
6%

Geographic reach

best rank · 5 storefronts
in
#8 overall
au
#93 category
ca
#99 category
gb
#139 category
de
#191 category

Revenue & downloads trend

ARPU $0
Est. revenue / mo · $0
$0
Jun 5Jul 21
Est. downloads / mo · 16M
16M0
Jun 5Jul 21

PhonePe UPI Payments, Loan App — FAQ

How many downloads does PhonePe UPI Payments, Loan App get?

PhonePe UPI Payments, Loan App sees an estimated 8.2M–33M downloads per month on Google Play, per AppCurrents modeling.

Is PhonePe UPI Payments, Loan App free?

PhonePe UPI Payments, Loan App is free to download on Google Play, with no in-app purchases detected.

What is PhonePe UPI Payments, Loan App's rating?

PhonePe UPI Payments, Loan App holds a 4.57-star average from 14,066,897 ratings on Google Play.

When was PhonePe UPI Payments, Loan App released?

PhonePe UPI Payments, Loan App launched on Google Play on 14.10.2016. Its latest version shipped 01.07.2026.

How does PhonePe make money if it's free with no in-app purchases?

The app is listed as free with no IAP detected in store data, so monetization likely occurs through transaction fees, merchant partnerships, or financial services rather than direct user payments within the app.

What does its presence in 4 countries suggest about PhonePe's market strategy?

Charting in 4 countries indicates regional focus, though the app's primary strength appears concentrated rather than globally distributed.

Why is the monthly download range so wide (6.1M–25M)?

The wide band reflects uncertainty in AppCurrents' estimates for apps at this scale; actual downloads in any given month could fall anywhere in this range depending on seasonal demand and regional activity patterns.

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