Halo - Budget & Bills Tracker

Halò now speaks 10 more languages Spanish, Japanese, Korean, Indonesian, Malay, Traditional Chinese, French, German, Italian and Portuguese. Halò follows your iPhone's language automatically — or pick one just for Halò in Settings › Apps › Halò › Language. Loan payment reminders Give any loan a due day and Halò reminds you before it. Record a payment during the month and that month's reminder is skipped — no nagging for something you've already paid. Loans now show on the Home banner and the calendar too. Your bank's exchange rate, not the market's Transferring between accounts in different currencies? Tap the amount your bank actually credited, or type its rate, and Halò keeps that instead of the market rate. It remembers your last rate for next time and shows you what the difference cost. Manage Groups Add, reorder, rename and delete account groups in one place, with a hint line that tells you what each control does. Credit card balance check If a card's balance ever drifts from its charges and payments, tap "Why?" to see exactly which record explains the difference — or hide the notice if you're happy with it. Apple Pay setup on iOS 27 The setup guide now shows the iOS 27 Shortcuts flow alongside iOS 26, so every step matches what's on your screen. A number of fixes and refinements throughout - subcategory widget consumption bug fixed.

Import from Screenshots to add your Grab and Uber rides, orders and tips in one go Trip budgets with alerts Credit card balances are now verified against charges and payments, with one-tap Recalculate Home banner shows the statement amount due, not the running balance Brunei dollar added, plus rounding and backup fixes

This update makes bills, cards, and goals work the way you actually pay for things. Card due dates — set a payment due date on each credit card, separate from the statement date, with reminders that follow it. Due dates show on your calendar with the exact statement amount. Partial bill payments — pay part of a bill now and the rest later. The bill stays due (with its reminder) until the full amount is covered, and shows exactly how much is left. Installment auto-charge — installments linked to a card can now post their monthly charge automatically. No bills, no reminders, no taps. Budget alerts — get notified when a category (or subcategory) reaches your chosen percentage of its budget. Turn an expense into a split — paid for the group? Convert any logged expense into a bill split in two taps. Your totals drop to your share; the rest becomes receivables. Goal withdrawals — borrow from a savings goal and watch progress recover when you pay it back, or withdraw everything without losing the goal. Plus: more accurate budget numbers for non-PHP currencies, month-accurate budget cycles, and important stability fixes for deleting and editing expenses.

- Total Balance now shows your actual cash — money owed to you from bill splits is listed separately as a receivable, so your savings never look bigger than they are. - New "Savings + Owed" home card for those who want the combined number back — pick your view in Customize Home Screen. - Every home screen card now explains exactly what it counts. - Subscriptions and bills can no longer double-track the same payment — the two toggles are now either/or, with clearer hints. Fixes: - Category pickers in bill splits and trip expenses no longer show income categories. - Subcategories are now reachable and neatly grouped in the import and Quick Log category pickers. - Editing a bill split keeps categories tidy — subcategories stay under their parent.

Fixed an issue where subcategories couldn't be selected in bill splits, plus stability improvements. Subscriptions guarded to not recreate a bill in parallel to avoid double count for autocharged subscriptions.